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Every engagement is tailored. This is the full range we draw from.

Mentec doesn't sell a fixed package. Each partner gets a program of works assembled from these six areas — starting wherever the business actually needs it.

CFO — 01

CFO Leadership

Best for: businesses making real decisions without a finance voice in the room

On-call, senior financial leadership without carrying a full-time seat — the role sometimes called a virtual CFO or fractional CFO. Mentec's version comes with an equity-aligned partnership, not just an hourly rate. A member of the Australian Society of Certified Professional Accountants with 30+ years of experience, sitting at the table when it matters.

  • Board packs and management reporting on a regular cadence
  • Lender and investor-ready reporting when capital conversations start
  • Cash flow forecasting and KPI dashboards
  • A senior financial voice in commercial decisions as they're being made, not after
STR — 02

Strategic Planning

Best for: a strong business without a clear, sequenced plan to scale it

A corporate strategy built around your specific commercial model — not a generic template — then translated into a plan the business can actually deliver.

  • Initial due diligence and review of current processes and documents
  • A high-level program agreed with all parties before work begins
  • Translation of strategy into simple, deliverable project plans
  • Clear alignment on what "success" needs to mean for this business
FIN — 03

Financial Management

Best for: businesses where growth is starting to outrun cash discipline

Financial analysis and systems that optimise how the business's resources are deployed, so ambition doesn't outpace the numbers behind it.

  • Resource allocation and margin analysis by project or business line
  • Cash flow management and working capital discipline
  • Financial systems and reporting cadence set up to scale with the business
  • Ongoing financial development toward a more resilient base
EXE — 04

Execution & Delivery

Best for: businesses that already have a plan sitting on a shelf

The part most advisory firms skip. Mentec works inside the business to drive delivery of the plan — not just recommend it.

  • Working within the business to drive delivery of the agreed plan
  • Progress reporting to all parties on a regular rhythm
  • Course-correction as real conditions test the plan
  • Accountability that doesn't end when the strategy document is signed off
VAL — 05

Enterprise Value & Growth

Best for: owners thinking about what the business is actually worth

Identifying and sequencing the moves that increase what the business is worth — not just what it earns this year.

  • A read on where enterprise value is being created or quietly lost
  • Prioritisation of growth moves by value impact, not just revenue
  • Positioning the business for a future raise, sale, or succession, if relevant
  • Learning from present and past experience to set a repeatable blueprint
DD — 06

Due Diligence & Risk

Best for: businesses about to take on a partner, lender, or major commitment

Initial due diligence, process and document review, with risk flagged early — before it becomes an expensive surprise.

  • Document and process review across the business
  • Risk identification ahead of a funding, partnership, or growth decision
  • Plain-language findings, not a compliance report nobody reads
  • A clear view of what needs fixing before it's someone else's discovery
  • For digital-first and ecommerce businesses, a review of tech stack, channel economics and customer data health alongside the financials
Specialist capabilities

Where growth needs more than the numbers.

Strategy and financial discipline set the ceiling. These three bring the commercial, digital and experience work that actually pushes a business toward it — led by people who've held senior roles in each, across private and publicly listed companies.

Specialist

Digital Strategy & Execution

A digital operating model built for the business you actually have, then delivered rather than handed over.

Explore this service →
Specialist

Ecommerce Strategy & Execution

Channel strategy and unit economics that hold together commercially, not just traffic and conversion tactics.

Explore this service →
Specialist

Customer & UX Design

Experience work judged by what it moves in the business, not just how it looks.

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FAQ

Questions worth asking before you engage anyone.

Is Mentec a virtual CFO service?

Yes — Mentec provides the same calibre of senior financial leadership as a virtual or fractional CFO, structured as an equity-aligned partnership rather than a straightforward hourly rate or fixed retainer.

What's the difference between a virtual CFO and a fractional CFO?

In Australia the terms are largely used interchangeably to describe senior, part-time CFO-level leadership. Mentec's model goes a step further: alongside that leadership, we take a position in the business and stay to help execute the plan, not just advise on it.

Do you only work with businesses in Sydney?

Mentec is based in Norwest, in Sydney's Hills District, and partners with SME businesses Australia-wide.

What size or stage of business is this for?

SME businesses with an innovative or unique offering and a strong, proven commercial model already generating revenue — not early-stage ideas still finding a model.

How is Mentec paid?

Through an equity position in the partner business alongside a retainer that's substantially lower than a standalone consulting fee. See the Approach page for the full detail.

Do you only advise, or do you actually get involved?

Both. Mentec builds the plan, then works inside the business to drive delivery — reporting, cash discipline, and the commercial decisions that determine whether the plan actually happens.

Next step

Not sure which of these you need first?